We understand that it can be tough to jump right into requesting a loan. If you are unsure about anything, let us help you try to figure it out. We want you to be as comfortable about the process as possible.

While you can always reach us directly using our contact form, it may be more convenient to get your answer right away by looking for your question on this page.

Read on to find frequently asked questions about TitleBanko and car title loans in general. When you are ready, you can start requesting a loan by entering a small amount of information into the form on this page.

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The amount you can get through an auto title loan is directly related to the value of your automobile. You should not expect to receive more than half the current market value of your car.
  1. You must be at least 18 years old.
  2. You must have a regular source of income.
  3. You must have a valid, government-issued ID.
  4. Additional requirements will likely be set by the lender.
It should only take a few minutes to fill out our loan request form.
Receiving a car title loan after being approved can take as little as one business day.
If your lender decides to offer you a loan, they will present you with a loan agreement at that time.
Yes. Those with bad credit are often able to receive funding when using their car as collateral. Since risk is one of the biggest factors determining loan eligibility, and offering collateral lowers the overall risk for the lender, it is easier to receive a loan when you secure it with your automobile.
Our loan request service is free to use. We do not charge anything to help you try to find a loan product.
We are not a lender. We do not make credit decisions or set loan rates. If we are able to connect you with a lender and they decide to work with you, then they will present the cost of your loan in your loan agreement.
Your lender may require you to tell them why you are taking out the loan, and this may factor into their credit decision. It is best to reach out to the lender about this question.
When you receive your loan agreement from your lender, the document will show the time allotted to you to repay the loan. Generally, car title loans are meant to be paid back within 30 days. You should consult your lender or your loan agreement to understand the exact requirements of your loan.
We recommend filling out our loan request form to get started. This is a great way to have your information presented to multiple lenders at the same time and hopefully connect with the one who is interested in working with you
We are not a lender, so we do not offer any types of loans. It is our goal to connect you with a lender. We primarily work with car title loan providers and lending partners.
Those who still owe money on their vehicle may have a harder time finding an auto title loan. Although, there are lenders out there willing to work with those who have enough equity in their car. When filling out the form on this site, you will be asked if your vehicle is paid off. If you select “No,” you will be given the opportunity to tell us how much you have left on your car. Our lenders may use this information to decide whether to give you a loan.
Presenting accurate information to the lender is a great way to get started. Also, lenders may be more likely to work with you if your car is paid off, you have a checking account in good standing, and your information can be validated.
Since title loans require you to secure the funding with your automobile, lenders may be willing to work with you even if you do not have a reliable income. That said, it may not be wise to take out a loan if you do not have a way to pay it back. If you receive a loan, it will likely be for much less than the value of your car. If you default on the loan, you may lose your car.
Pink slip loans are not offered in every state. There are states with laws prohibiting the loan and other states where usury laws make the product harder to offer. One way to see if the product is available in your area is by filling out our form. We will let you know if we work with lenders who offer the product in your ZIP code.